Valuer Gold Loan
Role Overview
This mid-level role involves conducting gold loan valuations, assessing gold purity, and ensuring timely disbursals across branches. The Valuer will also perform audits, monitor delinquent cases, and train branch staff on valuation and fraud awareness. The position requires travel and upholds high ethical standards, contributing directly to portfolio quality and operational efficiency.
Perks & Benefits
While remote work is not explicitly mentioned, the role involves field visits and travel, indicating a hybrid or field-based setup. Benefits may include career growth within a leading BFSI company, opportunities for training and development, and the chance to work across regions. The role offers a structured environment with clear responsibilities and adherence to company policies.
Full Job Description
Job RequirementsAbout the RoleThe Valuer – Gold Loan plays a critical role in ensuring the accuracy and integrity of gold loan valuations across branches pan-India. This role involves assessing the purity and value of gold collateral, supporting disbursal processes, conducting audits, and training branch staff. The incumbent is expected to uphold the highest standards of ethics, confidentiality, and compliance while contributing to customer acquisition and operational efficiency.Key ResponsibilitiesPrimary ResponsibilitiesConduct gold loan valuations using standardized methods and tools.Perform thorough checks to assess the purity of gold collateral.Ensure timely disbursal of cases within defined turnaround times (TAT).Visit nearby branches for stock audits and valuation activities.Monitor delinquent cases and support branches in managing portfolio quality.Deliver training sessions to branch staff on gold loan valuation and fraud awareness.Maintain integrity and transparency in all transactions, avoiding any direct or indirect personal interest.Conduct customer reference checks with sincerity and professionalism.Uphold confidentiality of client information and ensure it is not shared with competitors.Adhere strictly to company policies and ensure they are not disclosed outside the organization.Safeguard company assets provided for job responsibilities.Secondary ResponsibilitiesCollaborate with internal teams to ensure smooth functioning of valuation processes.Support marketing and customer engagement efforts as needed.Participate in ad-hoc activities as required by the department.What We Are Looking ForEducationGraduation: Full time graduate in any discipline from a recognised institution.Post-graduation: Postgraduate in any discipline from a recognised institution.ExperienceMinimum of 2-5 years of prior experience in gold valuation or related roles within retail banking or financial services is desirable within BFSI industry.Skills and AttributesStrong knowledge of gold purity assessment and valuation techniques.High ethical standards and commitment to confidentiality.Excellent communication and training skills.Ability to travel across regions and work in field conditions.Proficiency in MS Word, Excel, and PowerPoint.Strong sense of responsibility and adherence to company policies.Please mention the word **GLITTER** and tag RMmEwMTo0Zjk6YzAxMzo3ZjU5Ojox when applying to show you read the job post completely (#RMmEwMTo0Zjk6YzAxMzo3ZjU5Ojox). This is a beta feature to avoid spam applicants. Companies can search these words to find applicants that read this and see they're human.